Are You Ready To Take Advantage Of The Biggest Disruption To The Financial Services Industry?

Direct Indexing
Lower costs, remove the middleman, take full control, and take advantage of tax benefits that before only the top 1% had access to, all while participating in the returns of the market.

Is Direct Indexing Right For You?

In our comprehensive guide you will discover how you can:

Lower costs by removing the middleman and owning the companies directly vs. as part of an expensive fund or ETF, and so commission free!

Eliminate the tax liabilities that expensive mutual funds push out each year to their shareholders.

Participate in thousands of tax loss harvesting opportunities vs. moving from fund to fund. Do so commission free, and with minimal tracking error.

Become A Tax Efficient Investor With Direct Indexing

Direct indexing is a sophisticated investment strategy that involves directly purchasing a limited number of individual equities that represent a major market index rather than purchasing an ETF or mutual fund that mirrors the entire index.

Direct indexing strategy is designed to participate with the market index, with minimal tracking error, but greatly increased tax benefits while paying 0 commissions and lower overall costs.

The Main Benefits Include

Cost- Lower overall costs by owning the companies directly vs. as part of a larger fund. There is no cost to owning individual companies (assuming a 0-commission arrangement).

Tax Management- Investors receive the benefits of: Control over what is sold/bought and when

Additional opportunities for tax loss harvesting (in between stocks vs. in between an entire fund)

Simple Way to Help Control Your Money

Tax managed solution for nonqualified investment accounts.

  • TAX-LOSS HARVESTING

  • CAPITAL GAINS DEFERRAL

  • TRADE CONTROL

  • LOWER OVERALL COSTS

There’s a lot of talk these days about direct indexing strategies outperforming ETFs and mutual funds after-taxes, lowering overall costs by owning the companies directly vs. as part of a larger fund, trade control, tax harvesting and more.

Explore the real value of direct indexing, download our free brochure today!

Meet Our CEO & Wealth Advisor, Matt Blocki

Matt started his financial planning career as an intern in 2009. He often shares the perspective of being truly fortunate to have found a career so early in his life that it never feels like work and that helping others is the job description.

During his career in financial services, Matt has developed several distinctive areas of expertise and interest, specifically advising his clients on monetizing, and selling their businesses. Additionally, he has over a decade of experience negotiating physician employment contracts. His favorite part of being a wealth advisor is providing guidance to his clients on big financial decisions, new challenges, and unique circumstances.

Matt founded EWA as an independent RIA to navigate complex financial situations for clients and to act as a quarterback in all financial decisions in order to put clients in a stress-free financial mode.

His top priority is to help clients balance competing goals, and to ensure the only non-renewable resource is protected: time.

Frequently Asked Questions

How is this different from EWA's current investment philosophy?

There will be no changes to our current investment philosophies of asset

allocation, diversification, and long-term investing. The goal of direct

indexing is to reduce cost, improve tax efficiency, and improve trade

control by mirroring indexes through individual stock holdings.

Click here to watch a video on EWA's Investment Management Philosophy

Will direct indexing increase or decrease returns in my portfolio?

The goal of direct indexing is to mirror each index as a whole with low

tracking error of 2% (+/-). The tax benefits, coordination, control, and cost

reduction have historically proven to far outpace any small difference in

returns.

Who picks the stocks for each index?

Direct Indexing does not aim to "pick stocks" for sake of performance. Our

goal remains to practice asset allocation and diversification to achieve the

greatest return for least amount of risk within your portfolio. The stocks are

selected with the technology across each industry to closely mirror the

index.

Click here to read EWA's blog which summarizes the strategy of Direct

Indexing

When is a "sell" triggered for a stock?

First and foremost, our goal will always be to practice asset allocation and hold the appropriate mix of market classes (US Large Cap, Mid Cap, Small Cap, International, etc).

Anytime a loss in an individual position is on the table, the technology will alert us of the loss that could be realized, and if selling the position will drift outside of the 2% tracking error.

From here, it is an artwork to balance:

1.) Achieving as much tax efficiency as possible

2.) Keeping the tracking error to 2% or less to keep risk and return goals in balance

What are other benefits of direct indexing?

1.) Highly appreciated investments can be held until death to receive a “Step up in basis”. And while these investments are held, they can be engineered into portfolio as a whole to keep tracking error low and be included in overall strategy of direct indexing. This allows you to cherry pick and hold on to the biggest gainers (in lieu of holding a fund overall that may have 200 – 500 holdings).

2.) For clients that are charitably inclined, positions can be hand selected to gift into a donor advised fund to receive double tax benefits. Click here to watch a video on donor advised funds.

3.) For clients that are retired and in a 0% capital gain tax rate, gains can be harvested up to the limits of the 0% capital gain rate cut off. Having the control of each individual position and avoiding mutual funds that push capital gains onto investors is a key to ensure these limits are kept sacred each year.

4.) For clients that are in a high tax bracket, tax loss harvesting is the focus to offset future gains when liquidating positions in retirement.

Is Direct Indexing Right For You?

In our comprehensive guide you can discover how you can:

  • Lower costs by removing the middleman and owning the companies directly vs. as part of an expensive fund or ETF, and so commission free!

  • Eliminate the tax liabilities that expensive mutual funds push out each year to their shareholders.

  • Participate in thousands of tax loss harvesting opportunities vs. moving from fund to fund. Do so commission free, and with minimal tracking error.

© COPYRIGHT 2022 EWA, LLC. ALL RIGHTS RESERVED